Appraisal services for San Antonio and Bexar County homeowners

The top seven reasons TX homeowners use The Arnold & Campbell Appraisal Group, LLC:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TX divorce, where property needs to be divided
  7. To settle an estate in Bexar county or TX by determining the true market value of property in question

Need help deciding the value of your house in or near San Antonio, TX?
Contact The Arnold & Campbell Appraisal Group, LLC.

At The Arnold & Campbell Appraisal Group, LLC, we understand the unique needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value report than yours.

PMI Removal Appraisals

An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. The Arnold & Campbell Appraisal Group, LLC is qualified in helping people just like you abolish unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that is going down. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal from The Arnold & Campbell Appraisal Group, LLC is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be unsuitable from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from The Arnold & Campbell Appraisal Group, LLC can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? The Arnold & Campbell Appraisal Group, LLC offers field reviews where we go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.